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SORA Calculator
BEST HOUSING LOAN RATES AS OF --/--/--
Fixed Rate Indicative best-in-market
--% p.a.
Est. monthly: --
Floating Rate (1M SORA --% • --/--/--)
--% p.a.
Est. monthly: --
$

Maximum Loan amount based on 75% of Purchase Price:

years

Max tenure for a refinancing loan is 35 years or up to age 75 whichever earlier

$
$

TDSR is based on total monthly debt obligations / gross income (55% cap). For HDB and EC, MSR also applies (total monthly mortgage / gross income capped at 30%).

Enter your existing rate to estimate your current monthly instalment.

    ESTIMATED MONTHLY INSTALMENT
    Your Current Package
    At % p.a.
    ★ BEST PACKAGE
    Potential Savings
    per month
    Approx. over 2 years
    TDSR Affordability (New Purchase)
    Max monthly instalment under TDSR (55%):
    Max monthly instalment under MSR (30%):
    Estimated monthly instalment for this loan at 4.00% p.a.:
    For illustration only. Actual bank assessment may differ based on full income documents, credit checks, and latest MAS guidelines on TDSR/MSR.
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    No obligations • Get bank offers in 24–48 hrs Estimated instalments are for illustration only and may differ from bank-assessed figures.